No, you are not the only one. My husband and I have barely anything in savings, have 2 hospital bills, and 1 credit card bill. One of the hospital bills and the credit card bill could have been mostly avoided if my hubby would have let me put him on my insurance. When he had a major health crisis 2 years ago, I had to drive him 3 hours to the nearest veteran's hospital for care. It took about 7 different trips there to get everything worked out. Because he had the year before convinced me to sell our perfectly good working Honda for a 1968 Mustang, we could not make the trip in our own car. Our Mustang was in a constant state of being worked on and got lousy gas mileage. So, you could say we have had some challenges and he does acknowledge what a mistake it was to sell our Honda. I have started taking greater responsibility for the finances. For example, I did start my retirement about 2 years ago through my work and a have a decent amount in it for it only being 2 years. I also recently opened up an online savings account that earns a higher rate than any local bank. Another reason I did this was to accumulate the $1000 that Dave Ramsey recommends prior to seriously tackling debt. I was having a lot of trouble doing this in my local bank because little "emergencies" that aren't really emergencies pop up and I have to transfer funds. I have a feeling if we keep plugging away at our debt, it will be paid off and we will have financial freedom after all. Don't feel alone here. There are plenty of people to support you and we have been through the same types of things. I will put you on my favorites list so I can read your blog.
