I may be way off in this as I've never bought a new house from a builder, but on such a deal who pays the closing costs? If it is normally the buyer, I'd ask them to pay for that in my counter-offer.
So, 402 plus they pay the closing.
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"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
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