Focus on paying down the credit card debt at least to the point where the debt is no more than 50% of the limit on each card. And absolutely he needs to stop using credit cards entirely for any reason at all until he gets that debt paid off completely. I would not be applying for any new credit at this point.
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Steve
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
* The world is a book and those who don't travel read only one page.
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