Nope. I think you are being responsible and rational rather than giving in to instant gratification. I drive a 1998 Camry with over 100,000 miles. Would I like to have a shiny new car? Absolutely. Can I afford one? Absolutely. Am I planning on buying one anytime soon? Not a chance. Not until the current car dies or becomes undependable.
Of course, that's not to say that one should never spend on Wants. We do that often enough - dining out, vacations, new clothes, etc. We just try and do it within reason so that we don't feel deprived or "poor" while still saving plenty for the future.
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Steve
Join the 2009 Ebay Challenge!
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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