"Are you saving because
a) it's what you think you should be doing" ------ Yes, I've been taught growing up to save/invest/put aside for a "rainy day".
"b) you have a stated goal in mind" ----- Not so much a goal as a feeling that, for some reason, I'm "behind" on retirement savings...even though I've always been putting 15% pretax in my TSP (401k) since I was 22.
"c) you like depriving yourself or others from nice things" ----- Good heavens, No! When I was married, there was more disposable income and we blew through our fair share.
I guess I'm just feeling the squeeze due to rising gas and food prices cutting into more of my splurg money. I think I'm not too far off the mark. If worse comes to worse, I can always cut back on the saving % to something around 22-25%.
And to the poster mentioning "All Your Worth", I listened to the book on CD! That's why I'm thinking I may be trying to save too much. I'm a little over the saving 20% category. My needs are close to 50% and my wants (as defined by the book) is about 16-17%.
Thanks again!
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