Quote:
Originally Posted by Dixiechick
My issue is that I'm only giving myself 5% of my gross paycheck to do stuff with whether it's to buy clothes, plants, fun things to do with the kids, etc... When the debts are paid off, this will double
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Only you know if you and the family are feeling deprived, so we can't answer that for you.
I think your breakdown looks fine from the outside. And I think you will feel much more comfortable when that debt is gone and you have an additional 5% free. You may choose to put it all in the fun category, which would be fine given your 28% savings rate. If not, maybe splitting it and boosting savings even more. Whatever works for you guys.