DixieChick; I would really reccommend a book to you that you could get from your library. It's called ALL YOUR WORTH by Elizabeth Warren. It has alot of extremely helpful advice that I think you would like. I requested the book online with the library.
One area of our life is our wants and sometimes our wants are too low according to her percentages.
Once you find our how much you'll need in retirement; you'll know how much you need to put away.
I think that you are doing great and so are your kids. You've obviously done a great job with them. Congratulations.
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