Quote:
Originally Posted by cicy33
Well, I feel a little better! I am 40 by the way and an thrilled grandma of a beautiful 8 month old granddaughter! I don't have any investments other than 401K and currently I do about 4%. That is just all I can do for now. It is a two income family. And actually compared to some of my friends we make pretty good money. We live in a fairly economically depressed area. I am trying very hard to get ahead and will try to read some of the blogs more. But is nice to hear from the ones that are struggling! sometimes it is nice to hear from them.
|
Good for you and for anyone that is on here trying to save money and help their financial sitiuation. Most people aren't even trying that are out there. I feel very fortunate that we do have our finances in order. I started out with no student loans out of college, so that helped. For some reason I maxed out my 401k at 22 years old and never looked back. I think that is why I have gotten ahead. Certainly it is never too late to start, but for anyone just entering the workforce, please max it out. You will never know it was there. Heck, I was broke one day and the next I was making a salary minus 15% for my 401k. I never felt it b/c didn't see it from day one.