Well, I feel a little better! I am 40 by the way and an thrilled grandma of a beautiful 8 month old granddaughter! I don't have any investments other than 401K and currently I do about 4%. That is just all I can do for now. It is a two income family. And actually compared to some of my friends we make pretty good money. We live in a fairly economically depressed area. I am trying very hard to get ahead and will try to read some of the blogs more. But is nice to hear from the ones that are struggling! sometimes it is nice to hear from them.
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