It really does take time. I can remember when I did not have enough money to stock pile groceries. I use to take pen and paper to the grocery store and add up my groceries when I picked them up. When I got to my grocery limit, I quit.
We never made very much money until the past few years. I think what helped us it that I made a very big effort to pay off my mortgage at a very early age. Since then, I have never had a mortgage. (age 32)
Also, when I fund something in my budget and I pay it off (car, land, etc.), I keep funding it and I save that extra money.
|