Quote:
Originally Posted by itsmejan
I share a checking account with my oldest son,and we accumulared alot of activity fees last month. I went to the bank and questioned it and the girl instructed us to signup for direct deposit ,even though my son's employer doesn't do that. she said the fee is only $5.00 each month that there is no direct deposit and we get unlimited activity,ATM ,24 hr phone ,and writing checks. This seemd our best option.
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Don't be silly 5$ a month for a bank account is dumb, get a free checking account there are hundreds of them. Although I don't like them Bank of America has a free for life checking account if you open it online and transfer 25$/month to their linked savings account. Simply set up reocurring transfers in and out for 25$ and it is a totally free checking account.
Also many banks can't/don't bother to check if an ach transfer is a direct deposit or not so if you have one of the many free online savings accounts you can link it push 1$ a month from the savings to your checking to make it look like a direct deposit. No more silly fees
