I think many of us are struggling. My big money drains are my house and my kids.
I bought a big house so the mortgage, property taxes, utilities and upkeep cost me a lot of money. And between food, clothes, formula, diapers, preschool, doctor visits and birthday parties, the kids are a big budget breaker as well. I put 15% of my salary in my 401k, so that doesn't leave much at all for luxuries.
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