My household does make more than yours (but we made the same as you 2 years ago) but we still have a lot of debt to wipe out and a house to still buy. Part of the reason that we have as much money as we do to throw at the debt is because we live pretty simply ( I am betting you own at least one car, we don't have one at all). We are definitely not yet set financially especially since I am a spender (I put all forms of savings on autopilot so I can't touch them).
I think there are alot of people here, especially in the blogs that struggle (if you are only reading the forums, that is probably why you only see the financially fit, those of us who struggle blog for motivation
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