Interesting concepts. In my growing up years, this would not have worked since my younger brothers had nor real concept of "saving" nor really of "sharing." We span 5 years between the three of us and unfortunately, I grew up more competitive than they.
But it could work if the children share a common goal in this way. And if they were similar in desire for this goal, then it could be a very effective way in teaching sharing, compromise and teaming. I like it!
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