Ah to be 18 again....
NO I would not opt out of it. I pay my portion and DH pays the full portion because he is self employed. I would not opt out of it because the dollars I put in now are used to help support my parents who are currently drawing social security. I hope all the 18-year olds out there don't have a choice to opt out because I need them to help fund SS when it's MY turn to collect.
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