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Old 04-22-2008, 02:16 PM
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Quote:
Originally Posted by T Chase View Post
Few people realize that almost everybody who buys life insurance gets ripped off because brokers/financial advisors don't tell clients that they already HAVE a great life insurance policy under Social Security. As a result, most everybody buys significantly more life insurance than they want or need. Did your broker tell you about SS's significant life insurance benefits???
I don't believe the SS benefit would be anywhere near as large as the insurance policy I carry. It might provide enough to cover the basics but it certainly wouldn't cover my daughter's college costs or give my wife enough to pay off the mortgage and maintain our current lifestyle.

I'll have to check the last SS statement I got when I'm home to see the estimated benefits.
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