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Plus, what happens to the people who opt out and then become disabled? Who will pay to support them? Who will pay minor children benefits when the breadwinner of the family dies after opting out of the SS system?
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Disneysteve: If SS was ended and you saw a father become disabled and a family that was now living in poverty, would you do anything about it? Why do you need to force people to give to crappy government run chariites? Why can't I choose who I give my money too?
Here is your main gripe with my plan. Under my plan about 95% of the people would have huge benefits. However there might be 5% who become disabled, can't work, etc. What about those people you might ask? Well, because those 95% of the population now has 5 times more money than they would under ss, can't they easily give their money to them?
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I believe jc is only a teenager...? So, I try to be lenient. Truth is, my son has similar views too. Is this a teenage thing?
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I wonder why he has similar views. Maybe because he knows that the system will crash and there will be no money left over. You do realize that SS is forecasted to crash. If it won't crash, it will reduce the benefit like crazy. Without SS he could easily be a millionaire, so what good does it do to have SS for him.
Here is another hypothetical. If we had never started ss in the first place, would it be a good program to implement now?