rob62521 just reminded me of how some people's lives have affected my way of thinking about finances. My step-father made good money but he worked every holiday and worked any overtime they would give him. He would buy quality items but wouldn't always replace them when they needed to be replaced. He had to retire early on medical disablilty at 61 or 62 and passed away at 66. He never enjoyed his retirement because of his illness. Others in the family enjoyed his money tremendously.
My father-in-law, will be 88 this year and never saved enough and also didn't do without many things in life. He has had money problems from his 40's because of his financial ideas.
I don't want to be like either one of them. I want to save but yet enjoy some of the money we have worked for. What's the sense of just saving and not enjoying anything in life? You can do both if you're sensible and have some kind of budget.
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