[marglo]

Yes a few years ago I decided that I got into debt mostly a little at a time...it wasn't the big stuff so much as it was all the little stuff I charged that did it. So I began to think about turning that around and thinking about saving small amounts and realized th savings could really add up to! In the past I always thought I had to have a larger amount before it was worth savings. But now I'm excited about saving what ever I can. Counted my piggy bank last night...$15+ ...didn't take long at all. Will save til end of year and then put it on our debts. At this time most of what I can save I put on debt but can't wait until I can actually put it in the bank! :-)