I save for the big stuff retirement, kids college, etc for security, but I also try to be frugal for future opportunities. If when my boys get to be school age and I decide I want them in private school vs public, I will be able to make that happen since I'm already being responsible saving for retirement and meeting all my other future obligations. That gives me satisfaction and peace of mind knowing that I can take advantage of future opportunities. Plus we'll be in a position to do even more of what we enjoy such as traveling, etc.
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