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Old 04-17-2008, 07:50 AM
noppenbd noppenbd is offline
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In my understanding, as an authorized user you are not responsible for paying the charges on the card (since AUs do not have to sign anything when the account is opened they are not responsible for paying the debt). However, your credit score could be hurt by having a delinquent account or high balance on it. To solve this you could ask the CC to remove you as an authorized user.

However, the elephant in the room is your financial relationship with your DH. It sounds like you do not trust him and IMO that is the bigger issue. If you cannot trust your spouse to spend responsibly then you have a serious relationship issue, not a money issue. Whether you like it or not, you are financially tied to this person and you need to talk about it together and get on the same page.
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