Quote:
Originally Posted by AccountAnalyzer
I'm close to clearing up my outstanding amounts, right now
Emergency funds are now $200 lower than my outstanding bill balance
By June my EF should be $200 higher or more and I plan to always make it stay higher
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I am highly disappointed in the posters here thus far. Before talking about solving any problem ($200 cable bill) we should see what the whole budget is.
Please list all expenses for each month:
rent/mortgage
cars?
insurance?
utilities?
groceries?
gas?
clothes?
dates?
retirement accounts?
student loans?
other debts?
cc payments?
other expenses?
Then list your take home pay. List if you get paid each week, bi weekly, bi monthly or something else.
Then compare total monthly expenses to total monthly income.
The need for a Emergency fund is not immediate. I lived for close to 5 years without cash in the bank while I solved other problems (paid off student loans, got a house).
The immediate need is to understand the whole financial picture (it is third page of posts, so I think that is a reasonable request).