Father has a pension from Xerox, Mother has one from government (she was a librarian).
If you have a pension, these are often the cases where tax bracket in retirement is higher than when you were working- if you have other retirement assets kicking income to you as well, plan for it so the tax man does not get more than he needs to.
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*Light travels faster than sound. That is why some people appear bright until you hear them speak.
*One person's stupidity is another person's job security.
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