Quote:
Originally Posted by maat55
The payoff is that we strive not to be idiots living paycheck to paycheck. Being wise with money can be as enjoyable as spending it. financial freedom and security is better than a boat. As a late starter, I have to be more persistant than others, so please don't tempt me.   |
That's why I said "if all of your financial ducks are in order" then you can enjoy some luxuries. If you are living paycheck to paycheck, if you have credit card debt, if you aren't saving for retirement or don't have an emergency fund or are falling behind on your bills, that's totally different.
Not everyone can have financial freedom and security AND still afford the boat, but if you can, it's okay to have both if you want to.