TOTALLY agree.
I said in another thread that I'm not frugal, I'm just conscious and deliberate with my money. I'm not at all interested in stockpiling oodles of money for retirement by pinching pennies my whole life. The big stuff in taken care of, I keep my monthly expenses low, and have a savings account for splurges when I want something more expensive.
As for "Why I Save" - it's for a mental sense of security, and freedom. I like having a security net, and the ability to get a big ticket item from time to time.
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