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Old 04-14-2008, 12:01 PM
noppenbd noppenbd is offline
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Schwab gives it suggested asset allocation for the most aggressive, risk-tolerant, long-term investor as 50% large cap, 20% small cap, and 25% international equity, with 5% cash or equivalent.

You could increase your international exposure by maybe 5-10% at the expense of cash and maybe some large caps but I think it is dangerous to think that you will be safer overall in international than US stocks. If you notice, every time the Dow drops most of the world follows. Any economic crunch that comes will likely not be confined to the US.

Besides, you are investing for the long term, right? So you don't care what happens in the next few years with the credit crunch, subprime, etc.
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