I guarantee I have used this rationale before. And yes, it is to "justify" a purchase or two or three that I have made. While my rationale is similar to others, I also am in a financial situation where I can afford these purchases because I have saved a significant portion of my income. One of the reasons to have money is to be able to enjoy it. As long as your are taking care of your other financial obligations, then you should enjoy the rest. We currently save around 33% of our income and have been saving this way since my my first job out of college. So, do I try to squeeze out another 1-2% or do I spend it? As a saver, sometimes I would rather save it. When I use the "this is only going to happen once" type of mentatlity, it is similar to others trying to justify their purchase, but my purchases certainly don't impede my financial success.
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