T Rowe Price suggests 100% equities for any money not needed for more than 15 years. Meaning when you get to within 15 years of retirement, add bonds.
I generally use 20 years for my asset allocation purposes.
If you go 100% equities, make sure you hold around 5 asset classes in the 100%.
Large cap domestic
Large cap foreign
Small cap domestic
Small cap foreign
Mid cap domestic
optional:
emerging markets
microcaps
value fund
growth fund
sector funds (tech, healthcare, utilities, financials, consumer etc...)
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