Bipolar spending
I disagree with certain assumptions and inferences presnted in your appeal to understand the buying habits of a particular segment of the population {i.e. mentally ill or bipolar]. Accordingly, several studies done on the subject matter indicate the buying habits are chemical and provide positive stimulation.
If overspenders are assumed to be bipolar or mentally ill--what does that make those who choose to never spend regardless of circumstances. There are extremes on both sides of the equation.
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