Old Time Fairy Tale ~ Luck and Wealth
Quote:
Many people who are 'down on their luck' have failed to plan for any stages of their lives, always assuming that someone or entity (the government) will take care of them.
People are capable of making choices and for many it is the wrong choices one after another that ends them up where they are and good choices one after another end people up like the poster with 3 years income available. Yes, accidents happen, people get sick, etc. but those who are already living a financial lifestyle based on commonsense will still have abilities to help them figure out what to do and how to handle things when life goes wrong.
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Anyone's best laid plans can go to waste in a second of chaos.
The victim of an automobile accident that totals a car drivers auto, and demolishes that person's ability to work and takes away "good health" forever?
Yes, to have everything financially in place helps a lot. But you know, even a person's 3 years expenses saved up would only last 3 years if something of a catastrophic nature were to happen.
It's not always people's choices that ruins their lives.... unfortunately it can be other people's choices that affect our lives as well. No man is an island. No person has 100% full control over everything in their lives.