When we sold our townhome and bought our current house, our agent saved our butts twice. On the buying side, there was a house we looked at and were going to make an offer on, and she suggested we sleep on it. (This was during the big boom where houses were coming on and off the market within days and you had to make a quick decision.) She had seen enough houses with us to know our preferences pretty well, and she was right about the house -- on reflection the kitchen was too small and the ground floor layout was somewhat awkward. On the selling side, we were originally going to sell it ourselves, and I would've priced it about $30k less than we ended up getting. When you throw in all the paperwork that she covered for us, I think it was well worth the commissions she earned.
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financial checklist:
[x] emergency fund fully funded [x] no cc debt [x] >10% to 401k
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