[brig2221]

There is no doubt in my mind that luck has played a major role in whatever successes I have had in my life financially.

If my Father had not brow beaten me all throughout grade school and high school, beating into me (figuratively speaking of course) the importance of education, I never would have made it into college. That said, I barely made it in as it was.

I always tested high, but completely lacked any sense of importance or urgency when it came to schooling. This did not change until I finally figured it out about half way through college. I had a much higher GPA in college than I ever had in high school. After that, everything I have accomplished was through my own hard work.

That said, had I not had a Father hell bent on keeping me on the straight and narrow, I NEVER would have made it on my own.

In summary, my current financial success is of my own doing (not luck), but I never would have made it to this point if not for my Father (extreme luck).