Quote:
Originally Posted by Seeker
And also be aware that when you do need to get a loan or "unfreeze" your account, you will have to pre-plan and submit a form (which takes time to process etc).
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You can unfreeze (temporarily or permanently) by making a phone call to each credit bureau. Two of them (TransUnion and Equifax, I think) will do it instantly. The other (Experian) makes you wait 3 business days.