Quote:
Originally Posted by jIM_Ohio
Please post the links. For $30 (is that one time or per year?) it seems worth the cost.
Would this cause problems if I opened a new investment or brokerage account, or only credit accounts?
|
Here is a link that gives links to the individual bureaus' info pages, as well as form letters you can use for each bureau.
clarkhoward.com: Topics
Most common cost is $10 per bureau for the initial freeze and $10 for each temporary or permanent thaw (states can set their own lower prices). So for an individual the cost would be a one-time $30 hit. Usually opening store credit, utility account, or savings account requires at most 1 temporary thaw ($10 cost). The store, bank, or utility should be able to provide the bureau they use. Thawing is very easy now and should be almost instantaneous.
My credit has been frozen for 3 months and I was able to open both a Vanguard acct and USAA brokerage with no problem without thawing.