I have looked all over the place for a retirement calculator that will tell me what I want to know (are we saving enough, and if not, how much more do we need to save?). I can't find one that allows me to control enough of the variables on my own. They all either assume social security is going to be there when I retire, assume a rate of inflation that is invisible to me, won't let me add in our farm income during retirement, don't take into account Roth IRAs versus traditional IRAs versus 401(k)s, or any number of variables that make me think that the ol'
GIGO rule applies.
I looked at Firecalc that JimOhio mentioned earlier in the thread, and it just confused me. Quicken has a great retirement calculator that lets me control all of the variables, and the bonus part about it is that it already knows all my financial info -- less entering for me. Except that for some reason it won't use my taxable account (almost half of our current retirement savings!) for retirement -- it counts it as "General Expenses."
So I don't know what to do. I guess I'm just venting. And wondering if I should just go ahead and try to figure out how to make my OWN retirement calculator in Excel. Dagnabbit.
