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Old 04-08-2008, 11:25 AM
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disneysteve disneysteve is offline
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Quote:
Originally Posted by cooliemae View Post
I would have to disagree that "time line doesn't matter." My wife starting contributing to her 401k plan 1.5 years after I did, she puts slightly a little bit more in her 401k each year, but because I started earlier than her, I'll have almost $100,000 more (assuming out contributions stay the same)!
That's a totally different point. You're right about that.

What I meant was that the fact that the credit card would be repaid before the 401k loan didn't matter. What matters in that comparison is the interest rate.
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