I had a bit more time so I looked at your overall asset allocation.
Totaling 401k, Roth and taxable account (with Vanguard Target 2045 fund) you are at
49% Large cap US
24% Small cap US
19% International
5% REIT
2% Bonds
This is basically a 50-25-20 mix with 5% REIT. I think it is a totally reasonable AA for someone your age. The only change I would make is selling the Pfizer stock and putting it into VTI. That's because I don't advocate holding single stocks for average investors.
As far as the suitability of the Vanguard Target Retirement 2045 for a taxable account, the distributions are quite low ($.37 a share in 2007), and since it is composed of indexes, I think tax consequences are going to be minimal. You may want to reevaluate it in 5 years or so and see if the tax burden is growing. Vanguard says they can be suitable for taxable accounts "depending on your tax situation".
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