[PrincessPerky]

Unfortunately the Drs office never really knows what is covered and what isn't (for one thing they hear covered and stop asking, even though covered could mean only 80% covered, or 40% covered, or covered except for lab fees)

But I have on rare occasion found that a Drs office tried to bill for something 'funky' like bill twice for one thing, or asking me to pay above what they agreed with the insurance to charge. So it may be worth calling your insurance company to check.

And to aid in to saying no, take the bill with you, so when they say 'oh the insurance will cover it' you can show them the bill and point out covered isn't cheap. I did that with one of my pregnancies and was able to skip the test.