I personally like the control of paying bills. Of course, my situation is a tad different due to my difficulties gaining control of finances. Each time I sit down to pay bills, I engage in good habit forming and psychologically, get a boost from it. I am not ready to ditch any budget just yet.
Thrif-o-rama...automated savings is outstanding! It is so important to pay yourself first and making it automated ensures it gets there. Love it, love it, love it!
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