Yikes.
Your father is cheating on your mother. Not with another woman exactly, but with her money. How would you feel if you handed money over to me, expecting me to take care of something for you, only for me to not do that, but spend it all on myself? Why should this be any different even if it's with family?
I'm not saying you should do anything to your father.... I don't know the situation enough, and frankly, this could be out of your hands anyway. Still, I do recommend to protect your mother by helping her set up her own finances. The easiest place to start as to go to the bank and set up a separate savings account, only in her name, and build up an emergency fund. Explain to the customer rep at the bank. They are usually very understanding and will give you helpful advice.
As much as is possible, separate the finances, build up cash, and be ready for anything.
Please take care....
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