Frugal Father.
I recently moved from Westchester County, NY to a coastal area of NJ. OF course teh NJ shore is not extremely low in terms of COL but it has made a difference. Plus I like the 50cents a gallon savings on gas.
I see that your wife is the breadwinner in your family. IF her job is in NYC, you could move to my area and still get a train to NYC. There's a train line directly to NYC from Bay Head and north, and it's about 2 hours on the train if she could stomach that.
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