Quote:
Originally Posted by Hot dog
I also have access to the money. We don't pool our $. He has his account and I have mine. It probably evens out percentage wise. He makes much more than I make so he pays more. I however always put any extra toward my 2nd mortgage (that is my only debt) beside the regular mortgage. I have just been thinking about putting it all together and how we would figure out blow $ cause he is not good about keeping a check book. I could not share with him. It would be one for bills, one for him, and one for me. It sometimes irks me that he spends that much when for me I don't spend on myself and if I did it would be on the family taking us all out to dinner or a movie.
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I want to offer a suggestion and ask a question.
You could maybe open a joint account that you both put bill money into based on both of your income income levels to pay the bills, and joint expenses (dinner and a movie out). If you are both going out to dinner together or a movie together (unless you are inviting another couple and offering to pay for them) then that is a joint expense.
Keep the single accounts for the extra leftover money. Make sure he has overdraft protection on his account since you say he is not good at keeping a checkbook. You would need to figure out how much each of you makes and the monthly bills so you could come up with a % that works for both of you to place in the joint checkbook . I think that maybe once joint expenses (dinner out or a movie) where being paid out of joint money you would maybe not feel so taken advantage of.
I maybe wrong here, but is the overall problem you feel that he has his money to spend how he wants (smoking) and yet you are using your money on him because you are picking up the tab for dinners, movies, entertainment when you feel those types of expenses should be shared without having to do the married person dutch date thing? Or is it that you really wish that the split of the income to pay bills was more concrete say a 70 - 30 split instead of an unknown.