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Originally Posted by Spud
CouponAddict - Having access to money is not the same as having a set amount of money that is yours. I give the same advice to you - your husband gets blow-money, you should too. Set it aside in a 'piggy-bank' account, and do something nice for YOU someday -- whether that nice thing is a vacation, a swanky new outfit, or a cushier retirement is up to you, but you need your 'blow money' too even if you are the frugal one.
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Quote:
Originally Posted by Hot dog
I am the frugle one also and it would be hard for me to just waste money every month. He says it is like $75. I could get my nails done and go out a couple times. I would just feel guilty and really just want to be debt free.
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I decided yesterday after reading this thread, I am going to use the same amount of his blow money to pay down our mortgage. Most people would say to invest it- not pay down a mortgage. But investing it or saving it is not really an option in my household. (A whole diffferent thread).
By me using "my blow money" to pay extra principle on the mortgage I am decreasing debt which makes me happy (if I keep it up I will take 10 years & 7 months off the loan & save 59,085.50 in interest) but at the same time I am spending money on me---having a paid in full home would bring me a wonderful secure feeling.
Hotdog--You said you really just want to be debt free...Is there a debt reducing way to spend the money ($75??)?