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Originally Posted by jmjj215
tomkat, your approach sounds like you're business partners  But if it works for you, keep on truckin'
This is why every couple should have an agreed upon amount of discretionary income for which you do not have to be accountable.
You've probably taken a bit further than most in that everything is separate by default, and gets mingled intentionally. My wife and I have everything together, and what is separate is separated intentionally. We've found there's a lot less separate purchases than there are 'combined' purchases - so it's much less record keeping.
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I know, it does seem like a business arrangement, and sometimes it can get a little unwieldy.

At some point in the future, we'll probably do a little more merging (just hate to undo everything that has been set up...everything, from auto bill pay to direct deposits will have to be changed...I get tired just thinking about it), but for now it's separate accounts!!!