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Old 03-22-2008, 12:21 AM
Seeker Seeker is offline
$ Saving HS Senior
 
Join Date: Jan 2008
Location: CA
Posts: 323

Points: 1655.00
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Take a look at the "rewards" offered for each specific card. Choose the one you like best.

The reward of "cash back" is something I like; since the reward of "points" tends to encourage a bit more spending for something that may be a spur of the moment decision (and not an item you really need). "Cash back" can be applied to the next bill and if you pay in full each month, you get the benefit of having the CC pay for some of the things you already have purchased anyway.

But if you like the rewards that "points" give you (look at these items that you can trade for the points) then go for that.

It's going to be your CC and your choices may not be the same as mine. That's why credit card companies are offering so many variants on the cards.

Just read the fine print, choose what you like and you'll be fine.
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