Spud, we are set up exactly that way.
If Hubster wants to continue to smoke it comes out of blow money, a/k/a his allowance.
If he wanted to quit? I'd go sell my hair, my blood, my plasma, my year's supply of Hellman's mayo, my eye-teeth & gold fillings to help him do it if necessary, otherwise it would come out of our Med/presc/co-pay Fund. 
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"Economy is a poor man's revenue; extravagance, a rich man's ruin." ~~??, frontspiece, The American Frugal Housewife, by Lydia Maria Child, Harper & Row, 1836 edition (dedicated to those who are not ashamed of economy).
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