DisneySteve is my new travel agent.
Without giving too much detail. . .what percentage of your 403(b) and Roth's are in equities and bonds?
If you have any at all in bonds, I would move them to something more risky. . .like 100% equity allocation - small caps, large caps, mid caps, real estate, etc.
Then. . .take your discretionary income (and yes, after a Disney trip) and prepay your mortgage, especially if you are in the first 10 years of it. This, in effect becomes the "bond" part of your portfolio (risk-free prepaying debt). You'll save interest.
And besides. . . all the mortgage brokers out there need some "liquidity" now. . .they are all waiting for us to send our checks in every month so they can loan it out again, ha, ha.