"25 percent of your weekly wages that are over 30 times the minimum hourly wage."
According to my calculations the credit card companies will only be able to Garnishment $50 a week from your paycheck.
Garnishment
Is your home under your name or someone else. If it's under you name I would look at bk protection other wise just stop payment on the CC. Get an under the table labor job so they can't garnish your wages.