Quote:
Originally Posted by disneysteve
What scares me even more is the thought that there may actually be people out there who believe all the things he has posted.
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You are absolutely right Steve. I work with a gentleman who complained last week about paying $3 per month for his checking account with Regions.
I myself use Regions and told him that I had a FREE checking account, no minimum, online banking, and a several other perks I don't remember off hand.
Monday I asked if he had switched over to the free checking over the weekend. His answer was NO. Apparently he doesn't mind giving his money away. *Boggles*
If you are too lazy, unmotivated, or stupid to take advantage of the deals out there, yes the banks, and 99% of everyone else, will gladly take your money. The other 1% are either stupid themselves or feel guilty.
As far as the notion of keeping all your savings in your house? It is a terribly terribly bad idea. Your house will burn down, get hit by a tornado, be robbed, or beamed up by aliens. The point is, your money is SECURE and INSURED in the bank.
And as for too many sur-charges, find a different bank. Additionally, I am curious Trex, how often do you bounce checks. If you do, how can you blame the bank for fining you? It's like another co-worker complaining about having to pay a $200 deposite to the power company because he wasn't capible of paying his power bill on time. And if it was because he couldn't afford the bill, well he should rip the AC right out of the wall! He much like Trex does not trust banks either, yet gladly pays $5 or $10 a week to cash his check. *Boggles*
After reading the OP other post, all I can say is: "Poor men have poor men's ways." And every thing you say is "Poor man's ways".