[pennywise]

This is a good article. I recently had a client who had her house in foreclosure, yet every time the SS check came in the mail she could not wait to get into her car and buy a lottery ticket. I commented on saving the money so she could pay her bills. The response, $10 won't do anything. Most people do not realize that $10 here and there adds up to no foreclosure, etc. The elderly are getting real used to their children bailing them out. Frankly, I am tired of paying someones taxes or mortgage for this very reason. I think all charity should be cut until people wake up and understand they are responsible for themselves. When did we turn Marxist?